Friday, October 3, 2008

Financial Peace University

I'd like to give a shout-out to Dave Ramsey. Because of his class we are going through, Eric and I don't have to move in with my parents this month! Can I get a "Woop! Woop!"?

Eric and I are beyond tight with money and probably living outside our means, but we're not sure what else we can turn off or sell to make ends meet. I've always been the "nerd" as Dave would say it. I love spread sheets, walking into Office Depot makes me very excited, and I've even read a book and highlighted the points I liked with a pen and a ruler to make sure all the lines were straight. (The ruler thing was before I had a child or a spouse - thank God He didn't create us to be alone!) All this to say, budgeting wasn't a new concept for me... but budgeting when I'm not the only one with a debit card is hard! I kept making a budget, showing it Eric, he'd smile, say: "good job", and then want to eat at In 'n Out after our grocery shopping. :)

Financial Peace University has taught us together so we can be on the same page, using the same language, and heading in the same direction for the same goal. This weekend Eric and I had planned on approaching my parents about living with them. Today, in preparation, we did some of Dave's homework and sat down to map out all the money we needed to spend this month before it was spent. And, ladies and gentlemen, I'm proud to say that (for the month of October) you can still find us on Bechelli Ln. (Crosses off "Painful converstaion with parents" from To-Do list.) Does anyone else have an uncontrollable smile on their face right now?

In conclusion, I'd like to tell the world four things:
A. First of all, no matter how tight things get, you should always tithe. God is more than faithful. I'm constantly surprised by people who don't know this in their heart and in their actions.
B. Second, if you'd like to have a similar uncontrollable smile, we meet at my place and you are welcome to join. Contact me for more information.
C. Third, I have to confess that, at times, I've thought Dave Ramsey was a bit full of himself. But today I saw his methods work and realized he has a right to be proud. I formally appologize.
D. And finally, Pop Secret Home Style popcorn is by far, the best microwave popcorn ever and the perfect late-night blogging companion.

1 comment:

Juliette said...

Dave Ramsey is our hero! Thanks to financial peace we are almost out of debt and living within our means for the first time in our marriage. I actually look foward to doing our budget and crunching the numbers (I'm the nerd too!). I love the idea of paying each bill that will get us one step closer to being debt free. Lovely! And I hear you on the tithing thing. Its always been a part of my culture so its hard to image not feeling the same way.